Terms of Service

VeraTenet LLC d/b/a Meridian Edge | Effective Date: March 1, 2026 | Version 2.0

Please read these Terms of Service ("Terms") carefully before accessing or using the Meridian Edge platform, website, API, or any related services (collectively, the "Services") operated by VeraTenet LLC, a California limited liability company doing business as Meridian Edge ("Company," "we," "our," or "us").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.

Section 1 — Acceptance of Terms

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and VeraTenet LLC. Your use of the Services constitutes your acceptance of these Terms. We may modify these Terms at any time by posting updated terms on our website. Continued use of the Services after any such changes constitutes your acceptance of the new Terms.

Section 2 — Description of Services

Meridian Edge provides data analytics, market intelligence dashboards, statistical analysis tools, and informational content related to prediction markets and related financial instruments. The Services are provided for informational and research purposes only.

The Services include:

Market data aggregation and display
Statistical analysis and derived metrics
API access to aggregated market data
Subscription-based intelligence reports
Real-time and historical data visualization

The Services do NOT constitute financial advice, investment advice, market advice, or any other professional advice. Nothing provided through the Services should be construed as a recommendation to buy, sell, or hold any financial instrument, contract, or security.

Section 3 — Eligibility

You must be at least 18 years of age to use the Services. By using the Services, you represent and warrant that:

You are at least 18 years of age
You have the legal capacity to enter into a binding contract
Your use of the Services does not violate any applicable law or regulation in your jurisdiction
You are not located in any jurisdiction where access to prediction market data is prohibited

Section 4 — Account Registration and Security

To access certain features of the Services, you may be required to create an account. You agree to:

Provide accurate, current, and complete information during registration
Maintain and promptly update your account information
Keep your API keys and account credentials strictly confidential
Accept responsibility for all activities that occur under your account
Notify us immediately of any unauthorized use of your account

API keys are personal and non-transferable. You may not share, sell, sublicense, or otherwise distribute your API key to any third party. Violation of this provision may result in immediate termination of your account without refund.

Section 5 — Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, VERATENET LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT: (A) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) THE RESULTS OBTAINED FROM USE OF THE SERVICES WILL BE ACCURATE, RELIABLE, OR COMPLETE; (C) ANY ERRORS IN THE SERVICES WILL BE CORRECTED; OR (D) THE SERVICES OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ALL DATA, ANALYTICS, SIGNALS, AND INFORMATION PROVIDED THROUGH THE SERVICES ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON FOR MARKET OR INVESTMENT DECISIONS. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. MARKET DATA MAY BE DELAYED, INCOMPLETE, OR INACCURATE. YOUR USE OF THE SERVICES IS ENTIRELY AT YOUR OWN RISK. YOU ASSUME FULL RESPONSIBILITY FOR ALL RISK ASSOCIATED WITH YOUR USE OF THE SERVICES AND ANY DECISIONS YOU MAKE BASED ON INFORMATION OBTAINED FROM THE SERVICES.

Section 6 — Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL VERATENET LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, OR OTHER INTANGIBLE LOSSES, ARISING FROM OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICES OR ANY CONTENT THEREIN, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL VERATENET LLC'S AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THE SERVICES EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT PAID BY YOU TO VERATENET LLC IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00). SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES OR LIABILITY. IN SUCH JURISDICTIONS, OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

Section 7 — Indemnification

You agree to defend, indemnify, and hold harmless VeraTenet LLC and its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to:

Your violation of these Terms
Your use of the Services
Any market or investment decisions you make based on information obtained from the Services
Your violation of any applicable law, regulation, or third-party rights
Any content you submit, post, or transmit through the Services
Your violation of any rights of another person or entity

We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims.

Section 8 — Prohibited Uses

You agree not to use the Services to:

Violate any applicable law, regulation, or third-party rights
Reverse engineer, decompile, or disassemble any aspect of the Services
Circumvent, disable, or interfere with security-related features of the Services
Scrape, crawl, or otherwise extract data from the Services in bulk without authorization
Use automated means to access the Services at rates exceeding your subscription tier
Resell, sublicense, or distribute the Services or data obtained from the Services
Upload or transmit viruses, malware, or other malicious code
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Services

Section 9 — Intellectual Property

The Services and their entire contents, features, and functionality — including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof — are owned by VeraTenet LLC, its licensors, or other providers and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for your personal, non-commercial research and informational purposes.

Section 10 — Privacy and Data

Our collection and use of personal information in connection with the Services is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to the collection and use of your information as described in our Privacy Policy.

Section 11 — Dispute Resolution and Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

11.1 Agreement to Arbitrate

You and VeraTenet LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services (collectively, "Disputes") will be resolved by binding individual arbitration rather than in a court of law, except as set forth in Section 11.4 below.

11.2 Arbitration Rules and Procedures

Any arbitration shall be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules (or, if you are not a consumer, its Commercial Arbitration Rules), as modified by these Terms. The AAA's rules are available at www.adr.org. The arbitration shall be conducted in Santa Clara County, California, unless you and VeraTenet LLC agree otherwise in writing. The arbitration shall be conducted in English.

11.3 Arbitrator Authority

The arbitrator shall have exclusive authority to resolve any Dispute, including any claim that all or any part of these Terms are void or voidable. The arbitrator may award any relief that would be available in a court under law or in equity, provided that the arbitrator shall apply these Terms and the applicable substantive law. The arbitrator's award shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

11.4 Exceptions to Arbitration

Notwithstanding the foregoing, either party may bring an individual action in small claims court. Either party may also seek emergency injunctive relief from a court of competent jurisdiction to prevent irreparable harm pending arbitration.

11.5 Arbitration Opt-Out

You may opt out of this arbitration agreement by sending written notice to VeraTenet LLC at [email protected] within thirty (30) days of first accepting these Terms. Your notice must include your name, address, and a clear statement that you wish to opt out of arbitration. If you opt out, all disputes will be resolved in the courts specified in Section 12.

Section 11A — Class Action Waiver

YOU AND VERATENET LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND VERATENET LLC AGREE IN WRITING, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CLASS OR REPRESENTATIVE PROCEEDING. IF THIS CLASS ACTION WAIVER IS FOUND TO BE UNENFORCEABLE, THEN THE ENTIRETY OF THE ARBITRATION AGREEMENT IN SECTION 11 SHALL BE NULL AND VOID AND NEITHER PARTY WILL BE REQUIRED TO ARBITRATE THEIR DISPUTE.

Section 12 — Governing Law and Jurisdiction

These Terms and any disputes arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any choice or conflict of law provision or rule. To the extent litigation is permitted under these Terms, the exclusive jurisdiction for any action or proceeding arising out of or related to these Terms shall be the state and federal courts located in Santa Clara County, California, and each party irrevocably submits to the personal jurisdiction of such courts.

Section 13 — Force Majeure

VeraTenet LLC shall not be liable for any failure or delay in the performance of its obligations under these Terms to the extent that such failure or delay is caused by or results from circumstances beyond our reasonable control, including but not limited to:

Acts of God, natural disasters, pandemics, or other extraordinary events
Government actions, sanctions, embargoes, or regulatory changes
Internet outages, cyberattacks, or third-party infrastructure failures
Exchange platform outages, API changes, or data feed disruptions
Labor disputes, strikes, or acts of war or terrorism
Electrical, telecommunications, or other utility failures

In such circumstances, our obligations under these Terms will be suspended for the duration of the Force Majeure event. We will make reasonable efforts to resume performance as soon as practicable.

Section 14 — Subscription and Billing

Paid subscriptions are billed in advance on a monthly or annual basis. All fees are non-refundable except as expressly provided in these Terms or required by applicable law. We reserve the right to change our pricing with thirty (30) days' advance notice. If you disagree with a price change, your sole remedy is to cancel your subscription before the new price takes effect.

In the event of non-payment, we reserve the right to suspend or terminate your access to the Services. Accounts that are more than thirty (30) days past due may be permanently terminated.

Section 14A — No Advisory, Broker-Dealer, or Fiduciary Relationship

VeraTenet LLC is NOT a registered investment adviser, broker-dealer, financial planner, or any other type of regulated financial professional. The Services do not constitute investment advice, financial advice, market advice, or any other regulated advisory service.

VERATENET LLC DOES NOT ACT AS YOUR INVESTMENT ADVISER, BROKER-DEALER, OR FIDUCIARY IN ANY CAPACITY. NO ADVISORY, FIDUCIARY, OR BROKERAGE RELATIONSHIP IS CREATED BY YOUR ACCESS TO OR USE OF THE SERVICES. NOTHING COMMUNICATED THROUGH THE SERVICES SHALL CONSTITUTE OR BE CONSTRUED AS FINANCIAL ADVICE, INVESTMENT ADVICE, OR A RECOMMENDATION TO BUY OR SELL ANY SECURITY, FINANCIAL INSTRUMENT, OR PREDICTION MARKET CONTRACT. YOU ARE SOLELY RESPONSIBLE FOR ALL MARKET AND INVESTMENT DECISIONS YOU MAKE. YOU SHOULD CONSULT A QUALIFIED FINANCIAL PROFESSIONAL BEFORE MAKING ANY INVESTMENT OR MARKET DECISION. MERIDIAN EDGE EXPRESSLY DISCLAIMS ANY LIABILITY FOR DECISIONS MADE IN RELIANCE ON INFORMATION PROVIDED THROUGH THE SERVICES.

The Services provide informational data analytics only. Users retain sole discretion and responsibility for all market decisions. Meridian Edge does not receive compensation for directing users to any specific prediction market platform or trade.

Section 15 — General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated herein, constitute the entire agreement between you and VeraTenet LLC with respect to the Services and supersede all prior and contemporaneous agreements, proposals, or representations.

15.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect.

15.3 Waiver

No failure or delay by VeraTenet LLC in exercising any right, power, or privilege under these Terms shall operate as a waiver thereof.

15.4 Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without our prior written consent. We may freely assign these Terms without restriction.

15.5 Notices

We may deliver legal notices to you via email to the address associated with your account, or by posting notice on our website. Notices to us should be sent to [email protected] or the mailing address below. Notices are effective upon delivery.

15.6 Headings

Section headings in these Terms are for convenience only and have no legal or contractual effect.

15.7 Informal Dispute Resolution

Before initiating any arbitration or legal proceeding, you agree to first attempt to resolve any dispute informally by contacting us at [email protected] and giving us at least 30 days to respond and attempt resolution. This informal dispute resolution requirement does not apply to seeking emergency injunctive relief.

15.8 Contact Information

Questions about these Terms should be directed to:

VeraTenet LLC d/b/a Meridian Edge
Legal Department
Email: [email protected]
Website: meridianedge.io

Section 16 — DMCA Notice

Meridian Edge respects intellectual property rights. If you believe that content available through our Services infringes your copyright, you may submit a DMCA takedown notice to our designated agent at [email protected] with the subject line "DMCA Notice."

To be valid, your notice must comply with 17 U.S.C. § 512(c)(3) and include:

Your physical or electronic signature
Identification of the copyrighted work claimed to be infringed
Identification of the allegedly infringing material and its location
Your contact information (address, phone, email)
A statement that you have a good faith belief that use of the material is not authorized
A statement under penalty of perjury that the information in your notice is accurate and that you are authorized to act on behalf of the copyright owner

Note: All data served through our API is derived data produced by our proprietary analysis and constitutes Meridian Edge's own intellectual property. We do not redistribute raw market data from any third-party platform.